Disclaimers
Important information about our services and limitations
Important Notice
Please read these disclaimers carefully. By using our services, you acknowledge that you have read, understood, and agree to be bound by these disclaimers.
1. General Disclaimer
The information provided on the Opulanz platform is for general informational purposes only. While we strive to keep the information accurate and up-to-date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on the platform.
2. Financial Advice Disclaimer
The content provided on our platform does not constitute financial, investment, tax, or legal advice. Any information or recommendations provided are for informational purposes only and should not be considered as professional advice. You should consult with qualified professionals before making any financial decisions. Past performance is not indicative of future results.
3. Investment Risk Disclaimer
Investing in financial products involves risk, including the potential loss of principal. Before investing, you should consider:
- Your financial situation, investment objectives, and risk tolerance
- The risks associated with specific investment products
- Market volatility and economic conditions
- Currency exchange rate fluctuations
- Potential tax implications
We do not guarantee any specific investment returns or outcomes. You are solely responsible for your investment decisions and any resulting gains or losses.
4. Service Availability Disclaimer
While we strive to maintain 99.9% uptime, we cannot guarantee uninterrupted or error-free access to our platform. Services may be temporarily unavailable due to maintenance, technical issues, or circumstances beyond our control. We are not liable for any losses resulting from service interruptions or delays in processing transactions.
5. Third-Party Services Disclaimer
Our platform may contain links to or integrate with third-party websites, services, or products. We do not endorse or assume responsibility for the content, privacy policies, or practices of third-party services. Your interactions with third-party services are governed by their respective terms and conditions. We are not liable for any damages or losses resulting from your use of third-party services.
6. Regulatory and Jurisdictional Disclaimer
Opulanz operates under licenses and regulations in specific jurisdictions. Our services may not be available in all countries or regions. It is your responsibility to ensure that your use of our services complies with local laws and regulations in your jurisdiction. We make no representation that materials on our platform are appropriate or available for use in all locations.
7. Exchange Rate and Currency Disclaimer
Exchange rates displayed on our platform are indicative and may not reflect real-time market rates. Actual rates applied to transactions may differ based on market conditions, transaction size, and timing. Currency exchange involves risk, and rates can fluctuate significantly. We are not responsible for losses resulting from exchange rate movements.
8. Tax Disclaimer
Information provided regarding tax matters is general in nature and should not be considered as tax advice. Tax laws vary by jurisdiction and individual circumstances. You are responsible for understanding and complying with your tax obligations. We recommend consulting with qualified tax professionals for advice specific to your situation. Opulanz is not responsible for any tax liabilities you may incur.
9. Insurance Coverage Disclaimer
Insurance products offered through our platform are provided by licensed insurance companies. We act as an intermediary and are not the insurance provider. Coverage terms, conditions, and exclusions are determined by the insurance policy documents. You should carefully review all policy documents before purchasing insurance. We are not liable for claims disputes or coverage issues between you and the insurance provider.
10. Company Formation Disclaimer
Company formation services are provided for informational and administrative assistance purposes only. We do not provide legal advice regarding corporate structure, governance, or compliance. The suitability of a particular corporate structure depends on your specific circumstances and objectives. You should consult with legal and tax professionals before forming a company.
11. Security Disclaimer
While we implement industry-standard security measures, no system is completely secure. You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account. We are not liable for unauthorized access resulting from your failure to maintain security, disclosure of credentials, or use of compromised devices or networks.
12. Transaction Disclaimer
Once a transaction is executed, it may not be reversible. You are responsible for verifying all transaction details before confirming. We are not liable for losses resulting from incorrect recipient information, amount errors, or transactions executed based on your instructions. Some transactions may be delayed or rejected due to compliance reviews, technical issues, or insufficient funds.
13. Content Accuracy Disclaimer
We make reasonable efforts to ensure information accuracy, but content on our platform may contain errors, omissions, or outdated information. Account balances, transaction history, and other data are provided "as is" without warranty. You should verify critical information independently. We reserve the right to correct errors and update information without prior notice.
14. Limitation of Liability
To the maximum extent permitted by law, Opulanz, its directors, employees, partners, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from: your use or inability to use our services, unauthorized access to your account, errors or omissions in content, delays or interruptions in service, or any decisions made based on information provided on our platform.
15. Changes to Disclaimers
We reserve the right to modify these disclaimers at any time. Material changes will be communicated through our platform or via email. Your continued use of our services after changes are posted constitutes acceptance of the updated disclaimers. We recommend reviewing this page periodically.
16. Contact Information
If you have questions about these disclaimers, please contact us:
- Email: legal@opulanz.com
- Phone: +352 20 30 40 50
- Address: 1 Avenue de la Liberté, L-1931 Luxembourg
Last updated: October 28, 2025